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From 4 January 2027, My Legacy will permanently delete every piece of personal information, funeral plan and will record that users have stored on the government portal. Your Advance Care Plan, CPF nomination and Lasting Power of Attorney are unaffected. But anything you typed in yourself needs to be downloaded and rehomed before the deadline.
What exactly is changing on 4 January 2027?
My Legacy, the LifeSG end-of-life planning portal launched in January 2020, is dropping the parts of the service that users fill in themselves.
Per the official notice, the portal will discontinue the storage of personal information and funeral plans. That covers important documents, financial accounts, bills and payments, properties, vehicles and digital accounts. Will records are going too, while the team works towards pulling will-storage details directly from the Singapore Academy of Law (SAL) Wills Registry instead. During the transition, you cannot store or update will details in My Legacy at all.
On 4 January 2027, all of it is permanently deleted. Not archived. Not downgraded to read-only. Deleted, and no longer accessible to you or to any Trusted Persons you shared it with.
What is not affected by the My Legacy changes?
Three things survive, and they happen to be the three that carry the most legal weight:
- Your Advance Care Plan (ACP)
- Your CPF nomination
- Your Lasting Power of Attorney (LPA)
These come from Government records rather than from your own typing, so they keep syncing to your dashboard, and Trusted Persons keep their access.
That distinction is the entire logic of the change. My Legacy's stated reasoning is that user-maintained information drifts out of date and is often duplicated elsewhere, turning the portal into one more place you must remember to update. It is a defensible argument. It also quietly shifts the admin burden back onto you.
What should you do before the deadline?
Three jobs, none of them long:
- Download everything. Log in with Singpass, export any personal information or funeral plan you have stored, then decide where it genuinely lives from now on.
- Rehome your will record. You may deposit it with the SAL Wills Registry, which charges S$50 per deposit submission and S$10 per search. Note that the registry holds information about your will, not the will itself: the testator's details, the date, who drew it up and where the original is kept.
- Tell your Trusted Persons. If you shared information with someone, or someone shared theirs with you, that access disappears after 4 January 2027. Have the conversation now, not at the worst possible moment.
Why this matters more than a routine portal update
The legal documents are the easy part of legacy planning. Making a CPF nomination or registering an LPA is a defined, one-off task. The hard part is the messy layer around it: which bank the joint account sits in, whether there is an insurance policy nobody remembers, where the physical will is actually kept, which subscriptions are still billing a dead person's card.
My Legacy was one attempt at holding that layer in one place. It is now handing it back. Whether you use a sealed envelope, a password manager with an emergency contact, or a printed sheet in a folder your spouse knows about, the requirement is unchanged: somebody who is grieving must be able to find it without guessing.
The deadline is a useful excuse to sort this out. We have covered how retirement planning shifts at each life stage, and legacy admin belongs in that conversation rather than being left to your late 60s.
FAQ
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Is the whole My Legacy portal shutting down?
No. My Legacy is discontinuing the storage of user-entered personal information, funeral plans and will records. The dashboard continues, and Government-sourced records such as your ACP, CPF nomination and LPA remain accessible. -
Do I need to redo my CPF nomination or LPA?
No. Those are not affected by this change and will continue to sync to your account, with existing Trusted Person access intact. -
What does the SAL Wills Registry cost?
S$50 per will deposit submission and S$10 per search, per the Singapore Academy of Law. The registry records where your will is held rather than storing the document itself, and depositing a record is not compulsory. -
What happens if I do nothing before 4 January 2027?
Your stored personal information, funeral plan and will record are permanently deleted, and neither you nor your Trusted Persons will be able to retrieve them.
The bottom line
My Legacy is narrowing to what it does best: surfacing official records. Everything else is back in your hands, and the deadline is real. Download what you have stored, decide where it lives next, and tell the people who will one day need it.
For more on planning the financial side of later life without the jargon, browse our Retire Well library or join the community at The Financial Coconut.
This article is for general information and is not personalised financial or legal advice.
Reference
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MyLegacy@LifeSG, What changes are being made to My Legacy on 4 January 2027, and what do I need to do?
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MyLegacy@LifeSG, What data from My Legacy will be deleted?
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MyLegacy@LifeSG, Why is My Legacy discontinuing personal information, funeral plan and will record storage?
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MyLegacy@LifeSG, Will my Trusted Persons still have access to my information?
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MyLegacy@LifeSG, I am a Trusted Person for someone else. What do I need to do?
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Ministry of Digital Development and Information, MyLegacy@LifeSG
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MyLegacy@LifeSG, About us
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Singapore Academy of Law, Wills Registry: Getting Started
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Central Provident Fund Board, Legacy planning
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