--- title: | Personal Finance description: Personal Finance | The Financial Coconut's blog for sharing content related to consulting advisory --- [Skip to content](https://www.thefinancialcoconut.com/blog/tag/personal-finance#main-content) [![Full\_COlour](https://www.thefinancialcoconut.com/hs-fs/hubfs/Full_COlour.png?width=456&height=80&name=Full_COlour.png)](https://www.thefinancialcoconut.com/) - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) Open main navigation Close main navigation - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) - [Contact us](https://www.thefinancialcoconut.com/contact-us) [Contact us](https://www.thefinancialcoconut.com/contact-us) # Blog   [![](https://www.thefinancialcoconut.com/hubfs/AI-Generated%20Media/Images/Two%20Colorful%20Credit%20Cards%20With%20Travel%20Background.png)](https://www.thefinancialcoconut.com/blog/travel-cards-in-singapore-september-2026-no-fx-fee-cards-vs-miles-cards-compared) [Work Smart Popular](https://www.thefinancialcoconut.com/blog/tag/work-smart-popular), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Travel Cards in Singapore (September 2026): No-FX-Fee Cards vs Miles Cards Compared](https://www.thefinancialcoconut.com/blog/travel-cards-in-singapore-september-2026-no-fx-fee-cards-vs-miles-cards-compared) There is no single best travel card in Singapore for September 2026. If you want zero foreign transa... [Read more](https://www.thefinancialcoconut.com/blog/travel-cards-in-singapore-september-2026-no-fx-fee-cards-vs-miles-cards-compared) [![](https://www.thefinancialcoconut.com/hubfs/the-asia-map-on-a-globe-beckons-travelers-to-chart-2026-03-20-05-42-05-utc.jpg)](https://www.thefinancialcoconut.com/blog/best-travel-cards-singapore-september-2026) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Best Travel Cards in Singapore (September 2026): Is Trust Bank's New Miles Mode Worth It?](https://www.thefinancialcoconut.com/blog/best-travel-cards-singapore-september-2026) The best travel cards in Singapore for September 2026 charge no foreign currency fee, and Trust Bank... [Read more](https://www.thefinancialcoconut.com/blog/best-travel-cards-singapore-september-2026) [![](https://cdn.getyourguide.com/image/format=avif%2Cfit=cover%2Cgravity=auto%2Cquality=60/dam/japan-725347-Header%20Mobile.jpg)](https://www.thefinancialcoconut.com/blog/japan-travel-costs-2026-singaporeans) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [How Much More Will a Japan Trip Cost Singaporeans in 2026?](https://www.thefinancialcoconut.com/blog/japan-travel-costs-2026-singaporeans) A Japan holiday in 2026 will cost Singaporeans noticeably more than it did a year ago. The internati... [Read more](https://www.thefinancialcoconut.com/blog/japan-travel-costs-2026-singaporeans) [![](https://www.thefinancialcoconut.com/hubfs/singapore%20parents%20worry%20about%20money-png.png)](https://www.thefinancialcoconut.com/blog/why-do-smart-singaporeans-still-fall-for-scams-inside-2026s-nanning-scheme-and-pump-and-dump-wave) [Invest](https://www.thefinancialcoconut.com/blog/tag/invest), [Invest Popular](https://www.thefinancialcoconut.com/blog/tag/invest-popular), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [cost of living](https://www.thefinancialcoconut.com/blog/tag/cost-of-living) ## [Why Do Smart Singaporeans Still Fall for Scams? Inside 2026's Nanning Scheme and Pump-and-Dump Wave](https://www.thefinancialcoconut.com/blog/why-do-smart-singaporeans-still-fall-for-scams-inside-2026s-nanning-scheme-and-pump-and-dump-wave) Smart people fall for scams not because they are gullible, but because scammers borrow trust from so... [Read more](https://www.thefinancialcoconut.com/blog/why-do-smart-singaporeans-still-fall-for-scams-inside-2026s-nanning-scheme-and-pump-and-dump-wave) [![](https://www.thefinancialcoconut.com/hubfs/petrol%20price%20september%202026.jpeg)](https://www.thefinancialcoconut.com/blog/can-singaporeans-still-get-cheap-petrol-in-johor-bahru) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Can Singaporeans Still Get Cheap Petrol in Johor Bahru?](https://www.thefinancialcoconut.com/blog/can-singaporeans-still-get-cheap-petrol-in-johor-bahru) Yes, but not for anywhere near the RM1.99 a litre that circulates in group chats. That rate is reser... [Read more](https://www.thefinancialcoconut.com/blog/can-singaporeans-still-get-cheap-petrol-in-johor-bahru) [![](https://www.thefinancialcoconut.com/hubfs/singapore-money-in-the-black-wallet-2026-03-16-03-26-32-utc.jpg)](https://www.thefinancialcoconut.com/blog/does-learning-ai-skills-pay-more-singapore) [work smart](https://www.thefinancialcoconut.com/blog/tag/work-smart), [Business owner](https://www.thefinancialcoconut.com/blog/tag/business-owner), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Does Learning AI Skills Actually Pay More in Singapore?](https://www.thefinancialcoconut.com/blog/does-learning-ai-skills-pay-more-singapore) Yes, but not in the way most headlines suggest. PwC's 2026 AI Jobs Barometer found Singapore employe... [Read more](https://www.thefinancialcoconut.com/blog/does-learning-ai-skills-pay-more-singapore) [![](https://www.thefinancialcoconut.com/hubfs/AI-Generated%20Media/Images/businesses%20needing%20to%20adopt%20AI%20automations.jpeg)](https://www.thefinancialcoconut.com/blog/singapore-salaries-before-after-ai) [work smart](https://www.thefinancialcoconut.com/blog/tag/work-smart), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [side hustle](https://www.thefinancialcoconut.com/blog/tag/side-hustle) ## [Singapore Salaries Before AI vs After AI: The Story Behind the Numbers](https://www.thefinancialcoconut.com/blog/singapore-salaries-before-after-ai) Singapore's average pay rise has gotten smaller since generative AI became part of daily work, not b... [Read more](https://www.thefinancialcoconut.com/blog/singapore-salaries-before-after-ai) [![](https://thebekindpeopleproject.org/wp-content/uploads/2024/08/reading.jpg)](https://www.thefinancialcoconut.com/blog/singapore-paying-to-read-readsg) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [Kids](https://www.thefinancialcoconut.com/blog/tag/kids) ## [Singapore Will Pay You to Read From September 2026. Its Own Data Tells a Different Story](https://www.thefinancialcoconut.com/blog/singapore-paying-to-read-readsg) From 6 September 2026, Singapore's National Library Board (NLB) will pay citizens to read, through a... [Read more](https://www.thefinancialcoconut.com/blog/singapore-paying-to-read-readsg) [![](https://www.thefinancialcoconut.com/hubfs/BLD_HDB_MEI_LING_ST_MAR2022_SIC%201200_0.jpg)](https://www.thefinancialcoconut.com/blog/hdb-income-ceiling-resale-price-timing-2026) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [hdb](https://www.thefinancialcoconut.com/blog/tag/hdb), [National Day Rally](https://www.thefinancialcoconut.com/blog/tag/national-day-rally), [NDR](https://www.thefinancialcoconut.com/blog/tag/ndr) ## [Why Singapore Raised the HDB Income Ceiling Just as Resale Prices Started Falling](https://www.thefinancialcoconut.com/blog/hdb-income-ceiling-resale-price-timing-2026) From 24 August 2026, Singapore's HDB income ceiling for BTO flats rose from $14,000 to $16,000 a mon... [Read more](https://www.thefinancialcoconut.com/blog/hdb-income-ceiling-resale-price-timing-2026) [![](https://www.thefinancialcoconut.com/hubfs/singapore-s-public-housings-hdb-flats-2026-03-13-01-51-22-utc.jpg)](https://www.thefinancialcoconut.com/blog/hdb-15-month-wait-out-period-removed-2026) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [hdb](https://www.thefinancialcoconut.com/blog/tag/hdb), [National Day Rally](https://www.thefinancialcoconut.com/blog/tag/national-day-rally), [NDR](https://www.thefinancialcoconut.com/blog/tag/ndr) ## [HDB's 15-Month Wait-Out Period Is Gone: What Downgraders Should Know Before Rushing In](https://www.thefinancialcoconut.com/blog/hdb-15-month-wait-out-period-removed-2026) From 28 July 2026, private property owners no longer have to wait 15 months after selling before buy... 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