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Privacy Policy

Privacy Policy for The Financial Coconut

Effective Date: 1 August 2024

At The Financial Coconut ("TFC," "we," "our," or "us"), your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, store, and protect your personal information when you visit our website [https://www.thefinancialcoconut.com] (the "Site") or engage with our services. By using our Site, you agree to the terms of this Privacy Policy.


1. Information We Collect

We may collect personal information from you when you visit our Site, subscribe to our newsletter, attend our events, or engage with our content through platforms such as podcasts, YouTube videos, or social media channels.

The types of information we collect include:

  • Personal Information: Your name, email address, contact details, and other identifiers you provide through forms, registration, or surveys.
  • Technical Data: Information like your IP address, browser type, operating system, device information, and usage data from cookies and similar technologies.
  • Communications Data: Any communication between you and TFC, such as email correspondences, comments on blog posts, or social media interactions.

This data may be collected directly from you or via authorised third-party services.

2. Use of Your Personal Data

We may collect, use, and disclose your personal data for purposes including but not limited to:

  • Providing and improving services: To deliver content, respond to queries, or improve our offerings and Site functionality.
  • Marketing and updates: To send newsletters, event invitations, and other promotional materials.
  • Compliance: To comply with legal obligations and assist in investigations conducted by governmental authorities.
  • Processing transactions: If necessary, for processing payments or fulfilling contracts related to our services.

Your personal data may also be used to verify your identity and manage your relationship with us​.


3. Disclosure of Personal Data

We do not sell or rent your personal data. However, we may disclose your data:

  • To service providers: These include hosting, payment processing, data analytics and other essential functions.
  • To partners: If required for co-sponsored events or related business activities.
  • Legal requirements: If mandated by law, to comply with legal obligations or government requests​.


4. Data Security

To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures such as authentication and access controls (such as good password practices, need-to-basis for data disclosure, etc.)

You should be aware, however, that no method of transmission over the Internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to track usage and improve your experience on our Site. You can adjust your browser settings to refuse cookies, but this may limit functionality​.

6. Retention of Personal Data

Your personal data is retained for as long as necessary to fulfil the purposes outlined in this policy or as required by law. Once the data is no longer required, we will either anonymise or securely delete it​​.

7. Transferring Data Outside Singapore

We generally do not transfer personal data outside Singapore. However, if necessary, we will ensure that your data is protected according to standards comparable to Singapore’s PDPA​.

8. Access to and Correction of Data

You have the right to access and correct any personal data we hold about you. To make such a request, contact our Data Protection Officer (DPO) at hello@thefinancialcoconut.com. Please note that a reasonable fee may be charged for access requests​.

9. Withdrawing Consent

You can withdraw your consent to the collection, use, and disclosure of your personal data by writing to our DPO. Upon receiving your request, we may take a reasonable time to process it. However, withdrawing consent may affect our ability to continue providing certain services​.

10. Links to Third-Party Sites

Our Site may contain links to third-party websites, plugins, or services that are not operated by TFC. This Privacy Policy does not cover those third-party sites, and we encourage you to review their privacy policies.

11. Updates to this Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated "Effective Date." Your continued use of the Site signifies acceptance of any changes​.

12. Contact Us

For any questions or requests related to your personal data, please contact our Data Protection Officer at hello@thefinancialcoconut.com