‘Love Is Not Enough’ Why Couples Must Talk About Money [Chills 259, Sponsored by OCBC]
Is talking about money before your wedding unromantic, or is it the ultimate act of love?
From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness.
Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger problems later.
Joining us are:
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Vasu Menon, Managing Director, Investment Strategy, OCBC Bank - a wealth management veteran who brought his expertise home to his own marriage
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Wong Kai Yun, Senior Partner, Dentons Rodyk - a family lawyer specialising in structuring instead of just disputes
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Chen Shao Chun, Founder, 9to5Millionaire Mindset a personal finance advocate focused on helping working professionals build wealth through investing, financial literacy, and long-term financial planning
What you’ll hear in this episode
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The money talk couples avoid
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Marriage as a financial partnership, from shared goals to aligning risk appetite and spending habits.
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Budgets, spreadsheets & reality checks
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What to do when things go wrong - disputes, power of attorney
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From insurance and investments to wills, LPAs, and protecting your family.
Whether you're single, engaged, or married, this episode might change how you think about love and money.
Tune in to hear the stories, the lessons, and the conversations most couples never have, until it’s too late.
What We Discuss:
- 03:17 - What defines a financially stable marriage
- 05:30 - Should couples talk about money before getting married
- 12:55 - What habits make couples more successful in managing money together
- 14:57 - What is the one financial topic every couple should discuss early on
- 20:31 - What are prenuptial agreements and how can they help couples plan their finances
- 27:22 - How should couples manage money together in practice
- 35:41 - How can couples balance personal spending freedom with shared financial goals
- 42:20 - What long-term financial planning should couples think about after marriage
- 51:40 - What is one key relationship principle that helps couples manage money well
Episode Resources:
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