In 2025, Singapore continues to support seniors with payouts under the Assurance Package (AP) Seniors’ Bonus, alongside enhancements to long-term schemes like the Silver Support Scheme and CPF top-ups under the Majulah Package.
These measures aim to help older Singaporeans cope with inflation and rising healthcare costs while strengthening retirement adequacy.
Eligible seniors receive cash payouts (S$200–S$300 in 2025), MediSave top-ups (S$150), CPF credits (S$400–S$1,000), and other structural support such as Silver Support quarterly supplements.
By 2030, one in four Singapore citizens will be aged 65 or above. To prepare, the government has rolled out a combination of direct relief measures (AP Seniors’ Bonus, MediSave top-ups) and longer-term retirement schemes (Silver Support, CPF top-ups under the Majulah Package). These ensure seniors are supported both financially and socially in their later years.
The AP Seniors’ Bonus is part of the multi-year Assurance Package first announced in 2022. In February 2025, about 850,000 Singaporeans aged 55 and above received:
S$200 to S$300 in cash, depending on income and property type.
Eligibility criteria: Singapore citizens with Assessable Income ≤ S$34,000 and property Annual Value ≤ S$31,000.
Payouts were automatically credited to PayNow-NRIC linked accounts, or sent via cheque for those without PayNow.
| Scheme / Initiative | What It Offers | Who Benefits |
|---|---|---|
| Silver Support Scheme (enhanced) |
Quarterly cash supplements of S$180–S$900 (varies by household type). Enhancements in 2025 widened eligibility.
|
Lower-income seniors aged 65+ |
| AP MediSave Bonus | S$150 MediSave top-up in 2025 for eligible seniors (and youth ≤ 20). | Seniors and young Singaporeans |
| Majulah Package – Earn and Save Bonus | S$400–S$1,000 in CPF top-ups credited in March 2025. Amount depends on income and property ownership. | Seniors born in 1973 or earlier, with lower- to middle-income backgrounds |
| GST Voucher Scheme | Continued cash, MediSave, and U-Save components to offset GST, with seniors receiving higher support. | Lower- and middle-income Singaporeans |
| Public Transport Concessions | Up to 50% discounts on bus and MRT fares for seniors (ongoing scheme). | All Singaporean seniors |
| Active Ageing Centres | Expanded network offering health checks, social activities, and community care support. | Seniors in the community |
Singapore’s core inflation is projected to hover around 3% in 2025, while healthcare expenditure continues rising with an ageing population. By combining:
Direct relief (cash payouts, MediSave top-ups)
Structural retirement support (CPF credits, Silver Support)
Community programmes (Active Ageing Centres, transport concessions)
…the government ensures seniors can manage daily costs while remaining financially and socially supported in retirement.
The cost of living in Singapore has risen, with MAS projecting core inflation at 3% for 2025. Healthcare expenditure is also expected to rise as more Singaporeans enter retirement.
By combining direct cash relief (Senior Bonus) with structural support (CPF, MediSave, healthcare subsidies), the government is addressing both short-term needs and long-term retirement adequacy.
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This is an AI-powered article, curated by The Financial Coconut.