--- title: "Retirement Real Talk: Is CPF a reliable partner for all Singaporeans? [ft. IPS, Pergas, Providend]" description: Join The Financial Coconut for insights on personal finance, investing, and wealth-building strategies. Start your path to financial literacy today! image: https://www.thefinancialcoconut.com/hubfs/sgb%202024%203.jpg --- [Skip to content](https://www.thefinancialcoconut.com/blog/tfc-singapore-budget-2024-03#main-content) [![Full_COlour](https://www.thefinancialcoconut.com/hs-fs/hubfs/Full_COlour.png?width=456&height=80&name=Full_COlour.png)](https://www.thefinancialcoconut.com/) - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) Open main navigation Close main navigation - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) - [Contact us](https://www.thefinancialcoconut.com/contact-us) [Contact us](https://www.thefinancialcoconut.com/contact-us) Feb 26, 2024, 12:00:00 AM # Retirement Real Talk: Is CPF a reliable partner for all Singaporeans? \[ft. IPS, Pergas, Providend\] ![Picture of The Financial Coconut](https://www.thefinancialcoconut.com/hs-fs/hubfs/Square%20(2)-3.png?width=50&name=Square%20(2)-3.png) [The Financial Coconut](https://www.thefinancialcoconut.com/blog/author/the-financial-coconut) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.thefinancialcoconut.com/blog/tfc-singapore-budget-2024-03) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.thefinancialcoconut.com/blog/tfc-singapore-budget-2024-03) [envelope icon](mailto:?body=https://www.thefinancialcoconut.com/blog/tfc-singapore-budget-2024-03) [Share this page](https://twitter.com/intent/tweet?url=https://www.thefinancialcoconut.com/blog/tfc-singapore-budget-2024-03) [![Follow The Financial Coconut](https://no-cache.hubspot.com/cta/default/46975693/interactive-182431637553.png)](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLL2CjCe42iR2RH2MpVX0Ej%2BKJQ%2F3A0Z7pXnUs35To%2Bo6nbKcpBVq9I98X5NUungVEwfs5YCKuM%2FaP97VxIITkTlihT57%2F%2F4XDW9rT3VR4MatSLDi%2BMU5mbQqihfX3LRRz83ij8K19OiD8UXy8sdct4t0Q%3D%3D&webInteractiveContentId=182431637553&portalId=46975693)   The hottest retirement topics in Singapore lately - changes to CPF savings rules and what it means for your future. As many of you know, the government recently updated how CPF funds can be used after age 55. But is the news as bad as some make it out to be? We brought together a panel of financial experts to cut through the noise. You'll hear from [Christopher Gee](https://lkyspp.nus.edu.sg/ips/about-us/staff-directory/gee-christopher), Deputy Director and Senior Research Fellow at the [Institute of Policy Studies at IPS](https://lkyspp.nus.edu.sg/ips), [Christopher Tan](https://providend.com/christopher-tan/), wealth adviser and CEO of [Providend](https://providend.com/chilling-with-the-financial-coconut-podcast/), and an advisor specialising in Islamic investing, [Dr Shamsiah Abdul Karim](https://ijarahfinance.com.au/our-shariah-board/), CEO at [Pergas Investment Holdings](https://pergasinvestment.sg/about/). They'll be sharing their insights and opinions on the controversial CPF shielding issue that has been making waves online. We get candid about the anxiety many feel, not knowing if they'll have enough later in life. Alternative solutions are explored, as are the challenges of balancing individual interests with societal responsibilities. So if you want level-headed insight into trends impacting your retirement planning, don't miss this episode. We cover all the angles of CPF in an engaging yet easy-to-understand way. One listen may just help ease some of your worries about the future. Tune in to hear our thought-provoking discussion. It's time to take a deep dive into the world of retirement and CPF shielding. Be part of the conversation! **Episode Resources:** - [YouTube](https://www.youtube.com/watch?v=KeuinF3jWYc) - [Spotify](https://open.spotify.com/episode/4NG5AF0EzKUd1y2sF9ohQj?go=1&sp_cid=5c41e322997cec7f7d31ed16b6274fcb&utm_source=embed_player_p&utm_medium=desktop&nd=1&dlsi=6f4c7ec587c64bac) More about [Singapore Budget here](https://www.thefinancialcoconut.com/blog/tag/singapore-budget). Share us your thoughts on this episode and let us know what do you want to hear next. You can now be our community contributor and make a [pitch ](https://thefinancialcoconut.com/contact/)to have your favourite personality be on our show. Join our [community group](https://linkin.bio/thefinancialcoconut/?fbclid=PAZXh0bgNhZW0CMTEAAaY2-JSYItZawSUnNP4YhAicLp0H2wXwx8EBmQgbzOJrjA6YRiPWXtFDSH4_aem_t1DMRY5jrSAapreaSX9ntw) and drop us your insights on this topic.   ### Stay ahead in your financial journey! 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