--- title: "5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk | TFC #GE2025 Special 04 ft Chief Actuary" description: Join The Financial Coconut for insights on personal finance, investing, and wealth-building strategies. Start your path to financial literacy today! --- # [5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk | TFC #GE2025 Special 04 ft Chief Actuary](https://www.thefinancialcoconut.com/blog/tfc-ge2025-04) Written by [The Financial Coconut](https://www.thefinancialcoconut.com/blog/author/the-financial-coconut) | May 1, 2025 3:58:28 AM   Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future? Why listen? - Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC. - Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world. - Retirement roulette : Can CPF adapt to longevity, cost-of-living crises, and a shifting social compact? Anthony drops a bomb: “CPF isn’t your retirement savior—it’s a political football.” Alex warns: “Open the floodgates to equities, and risk a poverty crisis.” Meanwhile, Adrian asks: “Why does ‘financial literacy’ still feel like a scam?” Tune in for a no-holds-barred breakdown of CPF’s past, present, and uncertain future. Subscribe now —because your retirement (and your wallet) might depend on it. “The TFC GE Special: Where policy meets panic. Let’s unpack the noise.” **Episode Resources:** - [Spotify](https://open.spotify.com/episode/1011ZO11vJEJrHRMkpvURf) - [YouTube](https://www.youtube.com/watch?v=RyoGUCBKw58) - [Apple podcast](https://podcasts.apple.com/sg/podcast/the-financial-coconut-podcast/id1487004505) Let us know what you think about this [topic](https://www.thefinancialcoconut.com/blog/tag/singapore-general-election), and what do you want to hear next. Read more on these party policies breakdown on: - [Full guide comparison on Party's Manifesto - CPF, Housing, Retirement, Wages, etc](https://www.thefinancialcoconut.com/blog/guide-to-the-2025-singapore-election-manifestos) - [Labour Policies, CPF Reforms, and the Fight for Local Talent - Discussion with Jeremy Tan](https://www.thefinancialcoconut.com/blog/ge2025-jeremy-tan-cpf-reforms) - [Party's Manifestos](https://www.thefinancialcoconut.com/blog/singapore-general-election-manifestos) - [Party's CPF Plans for Singapore](https://www.thefinancialcoconut.com/blog/ge2025-cpf-and-your-retirement) - [Housing comparison](https://www.thefinancialcoconut.com/blog/ge2025-housing-hdb-party-plans) - [Healthcare](https://www.thefinancialcoconut.com/blog/ge2025-healthcare-policy-comparison) - [PMETs & Career](https://www.thefinancialcoconut.com/blog/ge2025-for-pmet) - [Digital Economy Policies](https://www.thefinancialcoconut.com/blog/ge2025-digital-economy-policies) - [Aspirations of Singapore’s Gen-Z, Millennials & Gen-X Workforce](https://www.thefinancialcoconut.com/blog/ge2025-aspirations-for-singapore-generations) - [Balancing Ambition with Financial Realities](https://www.thefinancialcoconut.com/blog/ge2025-balancing-ambition-with-financial-realities) - [Redefining Family and Social Success in Singapore's GE2025 Manifestos](https://www.thefinancialcoconut.com/blog/ge2025-for-family-and-social) You can now be our community contributor and make a [pitch ](https://thefinancialcoconut.com/contact/)to have your favourite personality be on our show. Join our [community group](https://linkin.bio/thefinancialcoconut/?fbclid=PAZXh0bgNhZW0CMTEAAaY2-JSYItZawSUnNP4YhAicLp0H2wXwx8EBmQgbzOJrjA6YRiPWXtFDSH4_aem_t1DMRY5jrSAapreaSX9ntw) and drop us your insights on this topic.   [View full post](https://www.thefinancialcoconut.com/blog/tfc-ge2025-04) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "The Financial Coconut" }, "dateModified" : "2025-05-01T03:58:28.076Z", "datePublished" : "2025-05-01T03:58:28Z", "headline" : "5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk | TFC #GE2025 Special 04 ft Chief Actuary", "image" : { "@type" : "ImageObject", "height" : 720, "url" : "https://46975693.fs1.hubspotusercontent-na1.net/hubfs/46975693/D4thb.png", "width" : 1280 }, "mainEntityOfPage" : "https://www.thefinancialcoconut.com/blog/tfc-ge2025-04", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "The Financial Coconut Blog" } } ```