How To Beat Low-Yield Savings & Make Your Cash Work Hard For You [Chills 236 ft Aberdeen SDEI]

Written by The Financial Coconut | Oct 2, 2025 3:46:15 AM

SSB rates are down. T-bills are down.
Your cash is losing its mojo. So, what’s the next move?

Everyone’s asking the same question:
“Where can I park my cash to get a better yield, without taking on huge risk?”

Join us as we crack the code on a smarter alternative. We’re talking about a fund designed for one job: to consistently beat cash. Learn about:

  • The exact trade-off: How much more risk for how much more yield?
  • The 2022 Test: How it held up during the worst bond market in decades.
  • The real-world fit: Is this for your emergency fund, house down-payment, or retirement pot?

With special guests, we get the institutional view on how to make your money work harder when interest rates are falling:

  • Natalie Tan, Head of Wholesale SEA, Aberdeen Investments
  • Amit Moudgil, Investment Specialist, Aberdeen Investments
  • David Wu, Minimalist in the City, Financial Coach

Stop leaving returns on the table. Listen to the full episode now.

What We Discuss:

  • 04:45 - Can you share Aberdeen Investments’ heritage and how it came about?
  • 06:38 - Can you share which part of the assets under management you oversee?
  • 07:53 - What is an outcome focused?
  • 11:19 - How do SDEIs fit into your overall portfolio strategy and setup?
  • 13:04 - Can you explain marginal risk from a construction standpoint?
  • 17:50 - How do you see this fund performing in high or low interest rate environments?
  • 24:05 - How can investors gain confidence in Aberdeen’s approach to achieving returns?
  • 27:07 - How do you navigate increased competition for good deals in emerging markets?
  • 33:18 - What causes the variance in liquidation for retail investors in fixed income?
  • 36:35 - What investor profiles are best suited for SDEIs at different life stages?

Episode Resources:


New episodes every Thursday

Share us your thoughts on this episode and let us know what do you want to hear next.

You can now be our community contributor and make a pitch to have your favourite personality be on our show.
Join our community group and drop us your insights on this topic.