--- title: "NDR 2026 Experts Take: More Money, More Leave, But Will Singaporeans Have Kids? [Chills 283]" description: Singapore's National Day Rally 2026 changed how family support works. In the past, families got a bigger payout for each additional child, more money for the second child, even more for the third. That system is gone. image: https://www.thefinancialcoconut.com/hubfs/Chills%20283.png --- [Skip to content](https://www.thefinancialcoconut.com/blog/chillswithtfc-283#main-content) [![Full_COlour](https://www.thefinancialcoconut.com/hs-fs/hubfs/Full_COlour.png?width=456&height=80&name=Full_COlour.png)](https://www.thefinancialcoconut.com/) - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) Open main navigation Close main navigation - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) - [Contact us](https://www.thefinancialcoconut.com/contact-us) [Contact us](https://www.thefinancialcoconut.com/contact-us) Sep 10, 2026, 8:00:00 AM # NDR 2026 Experts Take: More Money, More Leave, But Will Singaporeans Have Kids? \[Chills 283\] ![Picture of The Financial Coconut](https://www.thefinancialcoconut.com/hs-fs/hubfs/Square%20(2)-3.png?width=50&name=Square%20(2)-3.png) [The Financial Coconut](https://www.thefinancialcoconut.com/blog/author/the-financial-coconut) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.thefinancialcoconut.com/blog/chillswithtfc-283) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.thefinancialcoconut.com/blog/chillswithtfc-283) [envelope icon](mailto:?body=https://www.thefinancialcoconut.com/blog/chillswithtfc-283) [Share this page](https://twitter.com/intent/tweet?url=https://www.thefinancialcoconut.com/blog/chillswithtfc-283)   [![Follow The Financial Coconut](https://no-cache.hubspot.com/cta/default/46975693/interactive-182431637553.png)](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLL2CjCe42iR2RH2MpVX0Ej%2BKJQ%2F3A0Z7pXnUs35To%2Bo6nbKcpBVq9I98X5NUungVEwfs5YCKuM%2FaP97VxIITkTlihT57%2F%2F4XDW9rT3VR4MatSLDi%2BMU5mbQqihfX3LRRz83ij8K19OiD8UXy8sdct4t0Q%3D%3D&webInteractiveContentId=182431637553&portalId=46975693)   Singapore's National Day Rally 2026 changed how family support works. In the past, families got a bigger payout for each additional child, more money for the second child, even more for the third. That system is gone. Every child now receives the same flat support each year, no matter their birth order.  Our guests explained why this matters more than the dollar amount itself: incentive-based payouts push people toward having more kids, while flat, universal support signals something different, that the government backs parenting itself, not a specific birth count. The change does not fix everything.  Singles are still left out of the conversation, and policy moves faster than culture does.  Removing the incentive for "just one more child" may make the support feel more honest, but it also resets what people expect family policy to do. Does support built on consistency actually change how Singaporeans plan families, or does the amount still matter most? **What We Discuss:** - [00:00](https://www.youtube.com/watch?v=1jgsuPySw0M) - You really swear by this narrative? - [01:17](https://www.youtube.com/watch?v=1jgsuPySw0M&t=77s) - You want to introduce yourself? - [02:37](https://www.youtube.com/watch?v=1jgsuPySw0M&t=157s) - Dr Kalpana, can you introduce yourself? - [02:55](https://www.youtube.com/watch?v=1jgsuPySw0M&t=175s) - What aspects of that actually? Can you elaborate a little bit? - [03:44](https://www.youtube.com/watch?v=1jgsuPySw0M&t=224s) - Does that mean marriage rates have actually gone down across the board? - [04:15](https://www.youtube.com/watch?v=1jgsuPySw0M&t=255s) - Is there a continuum? Are they connected from your perspective, like childlessness in a marriage eventually evolving to just staying single? Is there some connectivity there? - [06:20](https://www.youtube.com/watch?v=1jgsuPySw0M&t=380s) - Imagine if you're married, will the 70k flip a switch? - [15:13](https://www.youtube.com/watch?v=1jgsuPySw0M&t=913s) - What is your take on that? - [20:09](https://www.youtube.com/watch?v=1jgsuPySw0M&t=1209s) - Are they pro-family or against family? - [21:57](https://www.youtube.com/watch?v=1jgsuPySw0M&t=1317s) - Are the singles who are complaining the ones without caregiving responsibilities, or are they complaining because they feel this give and take is not happening? - [27:12](https://www.youtube.com/watch?v=1jgsuPySw0M&t=1632s) - Do you think it's going to get to that 2.1 number in 5 years? - [27:44](https://www.youtube.com/watch?v=1jgsuPySw0M&t=1664s) - Can you elaborate so the audience understands better? - [34:44](https://www.youtube.com/watch?v=1jgsuPySw0M&t=2084s) - Any thoughts on the childcare coming down? - [41:54](https://www.youtube.com/watch?v=1jgsuPySw0M&t=2514s) - Is there some research there? - [45:11](https://www.youtube.com/watch?v=1jgsuPySw0M&t=2711s) - Can you kind of elaborate a little bit more? - [53:37](https://www.youtube.com/watch?v=1jgsuPySw0M&t=3217s) - How can society or everyone really help to turn that around? - [54:10](https://www.youtube.com/watch?v=1jgsuPySw0M&t=3250s) - Is there a parenting version of it where you get benefits based on status?  **Episode Resources:** - [Spotify](https://open.spotify.com/episode/5N3WIZmD1kTsXAYDWXWNSt?si=NWGeytxuS1u_VO2AQjdTMA) - [YouTube](https://www.youtube.com/watch?v=1jgsuPySw0M) - [Apple podcast](https://podcasts.apple.com/us/podcast/ndr-2026-experts-take-more-money-more-leave-but-will/id1487004505?i=1000788753768) New episodes every [Thursday](https://www.thefinancialcoconut.com/blog/tag/chills-with-tfc) Share us your thoughts on this episode and let us know what do you want to hear next. 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