--- title: Smartest Festive Gift Tip. Plan 2026 Financials Well! [Chills 247, Powered by Chocolate Finance] description: This isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded. image: https://www.thefinancialcoconut.com/hubfs/Chills%20247.png --- [Skip to content](https://www.thefinancialcoconut.com/blog/chillswithtfc-247#main-content) [![Full_COlour](https://www.thefinancialcoconut.com/hs-fs/hubfs/Full_COlour.png?width=456&height=80&name=Full_COlour.png)](https://www.thefinancialcoconut.com/) - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) Open main navigation Close main navigation - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) - [Contact us](https://www.thefinancialcoconut.com/contact-us) [Contact us](https://www.thefinancialcoconut.com/contact-us) Dec 18, 2025, 10:21:10 AM # Smartest Festive Gift Tip. Plan 2026 Financials Well! \[Chills 247, Powered by Chocolate Finance\] ![Picture of The Financial Coconut](https://www.thefinancialcoconut.com/hs-fs/hubfs/Square%20(2)-3.png?width=50&name=Square%20(2)-3.png) [The Financial Coconut](https://www.thefinancialcoconut.com/blog/author/the-financial-coconut) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.thefinancialcoconut.com/blog/chillswithtfc-247) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.thefinancialcoconut.com/blog/chillswithtfc-247) [envelope icon](mailto:?body=https://www.thefinancialcoconut.com/blog/chillswithtfc-247) [Share this page](https://twitter.com/intent/tweet?url=https://www.thefinancialcoconut.com/blog/chillswithtfc-247)   [![Follow The Financial Coconut](https://no-cache.hubspot.com/cta/default/46975693/interactive-182431637553.png)](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLL2CjCe42iR2RH2MpVX0Ej%2BKJQ%2F3A0Z7pXnUs35To%2Bo6nbKcpBVq9I98X5NUungVEwfs5YCKuM%2FaP97VxIITkTlihT57%2F%2F4XDW9rT3VR4MatSLDi%2BMU5mbQqihfX3LRRz83ij8K19OiD8UXy8sdct4t0Q%3D%3D&webInteractiveContentId=182431637553&portalId=46975693)   The year’s ending… but we’re going out with a BANG This isn’t just another episode; it’s the most chaotic, entertaining, and downright[useful Budget Royale](https://www.thefinancialcoconut.com/blog/walter-de-oude-three-bucket-money-strategy) we’ve ever recorded. Three guests. Three festive categories. Zero chill. Expect: 🎄 The sneakiest Orchard Road shopping hacks that might start a domestic debate ✈️ Last-minute travel moves that sound illegal (but aren’t) 💰 And the surprisingly personal plans our guests have for a richer 2026, money and life-wise And entering the arena… - **Sha-En Yeo**, the Happiness Scientist who’s here to remind you why tiny habits can save your sanity - **Alex Lee,** Father from familee.sg, bringing dad-energy, dad-logic, and surprisingly sharp life hacks - Walter de Oude, Founder of [Chocolate Finance](https://share.chocolate.app/nxW9/g6n51pmd) dropping tips so smooth they should come with a disclaimer Who wins each round? Who gets roasted? Who unexpectedly turns into the MVP? You’ll have to tune in — because this episode moves Fast. Funny. Festive. And totally unhinged in the best way. Hit play. You’re not ready. **What We Discuss:** - [05:42](https://www.youtube.com/watch?v=WTTFq__0kDo&t=342s) - Category 1: Fun place to shop in Orchard? - [10:42](https://www.youtube.com/watch?v=WTTFq__0kDo&t=642s) - Vote: Round 1 - [13:03](https://www.youtube.com/watch?v=WTTFq__0kDo&t=783s) - Category 2: Last minute travel - [16:50](https://www.youtube.com/watch?v=WTTFq__0kDo&t=1010s) - Vote: Round 2 - [19:19](https://www.youtube.com/watch?v=WTTFq__0kDo&t=1159s) - Category 3: How are you gonna achieve success for 2026? - [27:13](https://www.youtube.com/watch?v=WTTFq__0kDo&t=1633s) - Vote: Round 3 **Episode Resources:** - [Spotify](https://linktw.in/BiMyeD) - [YouTube](https://linktw.in/BwZaqJ) - [Apple podcast](https://linktw.in/XFjtyA) New episodes every [Thursday](https://www.thefinancialcoconut.com/blog/tag/chills-with-tfc) Share us your thoughts on this episode and let us know what do you want to hear next. You can now be our community contributor and make a [pitch ](https://thefinancialcoconut.com/contact/)to have your favourite personality be on our show. Join our [community group](https://linkin.bio/thefinancialcoconut/?fbclid=PAZXh0bgNhZW0CMTEAAaY2-JSYItZawSUnNP4YhAicLp0H2wXwx8EBmQgbzOJrjA6YRiPWXtFDSH4_aem_t1DMRY5jrSAapreaSX9ntw) and drop us your insights on this topic.   ### Stay ahead in your financial journey! 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