Ex-Workaholic Simulates Retirement with $50k in 38 Countries. Here’s what she found. [Chills 233]

Written by The Financial Coconut | Sep 11, 2025 1:08:31 PM

 

What if you could retire… in your 30s? Not at the end of your life, but right now? What would you do with that time, and who would you become?

Meet Ho Ming Xia, a former chronic workaholic from the high-stakes world of global entrepreneurship, now taking a bold leap into living life on her own terms.

Sneak peek:

  • Why Xia decided to take a "retirement year" at the peak of her career.
  • How she simulated retirement by living in four cities and balancing work with well-being.
  • The unexpected lessons she learned about time, money, and self-worth along the way.
  • And how she manages to work just 4-hours a week while living life to the fullest.

If you’ve ever felt like you’re running out of time, or wondered what’s on the other side of the relentless hustle… you need to hear this story.

Tune in to discover how to simulate the life you want and start living it now.

What We Discuss:

  • 03:03 - How did you end up in retirement, and what made you decide to retire?
  • 08:20 - How did you prepare for retirement, can you share some insights?
  • 11:26 - What’s the difference between retirement and a sabbatical for you?
  • 16:03 - How much do you save for retirement, and how do you manage the rest?
  • 28:42 - How does networking in Oxford compare to the usual networking here?
  • 32:10 - After testing your retirement thesis abroad, what wisdom came back home?
  • 37:53 - What’s the one place you want them to go?

Episode Resources:


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