Extreme FIRE Enthusiast Gave Up Trading and Prudence For a Much Better Life [Chills 231 ft Xuan Kai]

What happens when you slash your spending to just a few hundred dollars a month, quit your stable job, and throw yourself into extreme budgeting and risky ventures?

Meet Xuan Kai — physiotherapist by day, YouTuber by night — who once slashed his spending to just $100 a month and quit his job with no backup plan.

Hear:

• What extreme budgeting really costs you
• How risky trades and burnout reshaped his outlook
• Why his best investment isn’t in the markets at all

Raw, unfiltered, and full of lessons you won’t find in a finance textbook. Don’t miss this episode — tune in to hear what Xuan Kai learned the hard way, and how he’s rewriting his relationship with money today.

What We Discuss:

• 03:36 - Can you walk us through your backstory, your profession and how you got here?
• 07:54 - What do you give up to live frugally and maintain a good quality of life?
• 09:07 - How much capital did you have and what was your strategy to day trade?
• 12:09 - How did you manage the tipping point between emotion and identity?
• 13:58 - How did your ideas and career progress after returning to your job?
• 19:50 - What’s your thought process behind pushing limits while balancing work?
• 24:43 - Can you highlight the composition of your current long-term portfolio?
• 32:28 - Can you walk me through the process of getting your money back?

Episode Resources:

• Spotify
• YouTube
• Apple podcast

New episodes every Thursday