--- title: | The Financial Coconut description: "The Financial Coconut: Simplifying finance, careers, and economics. Your go-to source for actionable insights and fresh perspectives." --- [Skip to content](https://www.thefinancialcoconut.com/blog/author/the-financial-coconut#main-content) [![Full\_COlour](https://www.thefinancialcoconut.com/hs-fs/hubfs/Full_COlour.png?width=456&height=80&name=Full_COlour.png)](https://www.thefinancialcoconut.com/) - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) Open main navigation Close main navigation - [Retirement Marketspace](https://retirementmarketspace.thefinancialcoconut.com/) - [Events](https://www.thefinancialcoconut.com/events) Show submenu for Events - [For Investors](https://tfcmysterymeetup.com/) - [For Business Owners & Creators](https://ipcreatorunite.peatix.com/) - [For Salaried Workers](https://www.thefinancialcoconut.com/thought-leadership-series) - [TFC Events](https://www.thefinancialcoconut.com/events) - [Shows](https://www.thefinancialcoconut.com/tfc-shows) Show submenu for Shows - [Wise and Shine](https://www.thefinancialcoconut.com/wise-and-shine) - [The Business Show](https://www.thefinancialcoconut.com/tfc-business-show) - [Chills with TFC](https://www.thefinancialcoconut.com/chills-with-tfc) - [Blog](https://www.thefinancialcoconut.com/blog) Show submenu for Blog - [Work Smart](https://www.thefinancialcoconut.com/worksmart) - [Invest](https://www.thefinancialcoconut.com/invest) - [Retire Well](https://www.thefinancialcoconut.com/retire-well) - [Business](https://www.thefinancialcoconut.com/business) - [Contact us](https://www.thefinancialcoconut.com/contact-us) [Contact us](https://www.thefinancialcoconut.com/contact-us) # Blog   [![](https://www.thefinancialcoconut.com/hubfs/_DSC0126-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/most-expensive-scam-phrases-singapore) [Invest Popular](https://www.thefinancialcoconut.com/blog/tag/invest-popular), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [The Most Expensive Words in Singapore: Which Scam Phrases Cost the Most?](https://www.thefinancialcoconut.com/blog/most-expensive-scam-phrases-singapore) TL;DR: The most expensive scam phrases in Singapore sound official, not greedy. Lines from fake poli... [Read more](https://www.thefinancialcoconut.com/blog/most-expensive-scam-phrases-singapore) [![](https://www.thefinancialcoconut.com/hubfs/the-silver-lining-to-the-recent-wet-weather-in-sin-2026-03-16-00-33-23-utc-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/singapore-private-home-prices-q3-2026-final-ura-figures) [property](https://www.thefinancialcoconut.com/blog/tag/property), [hdb](https://www.thefinancialcoconut.com/blog/tag/hdb) ## [Singapore Private Home Prices Q3 2026: What Do URA's Final Figures Show?](https://www.thefinancialcoconut.com/blog/singapore-private-home-prices-q3-2026-final-ura-figures) TL;DR: Private home prices rose 1.4% in Q3 2026, led by landed homes (+2.9%) and suburban condos (+2... [Read more](https://www.thefinancialcoconut.com/blog/singapore-private-home-prices-q3-2026-final-ura-figures) [![](https://www.thefinancialcoconut.com/hubfs/singapore-2026-09-22-16-00-08-utc-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/is-your-spare-cash-working-hard-enough-singapore) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Is Your Spare Cash Working Hard Enough? What Singapore's Six-Figure Savers Keep Missing](https://www.thefinancialcoconut.com/blog/is-your-spare-cash-working-hard-enough-singapore) TL;DR A Chocolate Finance-commissioned survey found 48% of Singaporeans earning above S$10,000 a mon... [Read more](https://www.thefinancialcoconut.com/blog/is-your-spare-cash-working-hard-enough-singapore) [![](https://www.thefinancialcoconut.com/hubfs/hong-kong-downtown-china-financial-district-in-u-2026-03-10-04-48-31-utc-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/malaysia-budget-2027-what-it-means-for-singaporeans) [retirement planning](https://www.thefinancialcoconut.com/blog/tag/retirement-planning), [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [Malaysia Budget 2027: What Does It Mean for Singaporeans Buying, Travelling or Retiring in Johor?](https://www.thefinancialcoconut.com/blog/malaysia-budget-2027-what-it-means-for-singaporeans) TL;DR: Most of Malaysia's Budget 2027 is aimed at Malaysians, so Singaporeans should not expect a wi... [Read more](https://www.thefinancialcoconut.com/blog/malaysia-budget-2027-what-it-means-for-singaporeans) [![](https://www.thefinancialcoconut.com/hubfs/Chills%20289.png)](https://www.thefinancialcoconut.com/blog/chillswithtfc-289) [show](https://www.thefinancialcoconut.com/blog/tag/show), [Chills with TFC](https://www.thefinancialcoconut.com/blog/tag/chills-with-tfc) ## [He Lost $484,300 to Takeshi Lim and Engaged Debt Collectors to Save Him From Bank Loans \[Chills 289\]](https://www.thefinancialcoconut.com/blog/chillswithtfc-289) Kevin thought he had found someone he could trust. They met through a property-investing community. ... [Read more](https://www.thefinancialcoconut.com/blog/chillswithtfc-289) [![](https://www.thefinancialcoconut.com/hubfs/business-colleagues-pay-at-outdoor-cafe-with-serve-2026-09-25-00-04-11-utc-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/ocbc-ringgit-account-singapore-business-owners) [Business owner](https://www.thefinancialcoconut.com/blog/tag/business-owner) ## [Can Singapore SME Owners Use OCBC's New Ringgit Account for Business in Malaysia?](https://www.thefinancialcoconut.com/blog/ocbc-ringgit-account-singapore-business-owners) TL;DR From 23 October 2026, OCBC Global Savings Account holders can hold up to RM50,000 and earn int... [Read more](https://www.thefinancialcoconut.com/blog/ocbc-ringgit-account-singapore-business-owners) [![](https://www.thefinancialcoconut.com/hubfs/image001-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/ocbcs-new-myr-feature) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance) ## [You Can Now Hold Malaysian Ringgit in a Singapore Bank Account. OCBC's New MYR Feature.](https://www.thefinancialcoconut.com/blog/ocbcs-new-myr-feature) TL;DR Yes. From 23 October 2026, OCBC Global Savings Account holders can convert SGD to ringgit, hol... [Read more](https://www.thefinancialcoconut.com/blog/ocbcs-new-myr-feature) [![](https://www.thefinancialcoconut.com/hubfs/OCBC%20is%20first%20non-Malaysian%20bank%20to%20offer%20MYR%20in%20Singapore-based%20savings%20account_2-jpg.jpeg)](https://www.thefinancialcoconut.com/blog/should-you-convert-ringgit-before-your-next-jb-trip-a-plain-guide-to-ocbcs-new-ringgit-account) [Personal Finance](https://www.thefinancialcoconut.com/blog/tag/personal-finance), [lifestyle](https://www.thefinancialcoconut.com/blog/tag/lifestyle) ## [Should You Convert Ringgit Before Your Next JB Trip? A Plain Guide to OCBC's New Ringgit Account](https://www.thefinancialcoconut.com/blog/should-you-convert-ringgit-before-your-next-jb-trip-a-plain-guide-to-ocbcs-new-ringgit-account) TL;DR From 23 October 2026, OCBC Global Savings Account holders can keep up to RM50,000 in ringgit a... [Read more](https://www.thefinancialcoconut.com/blog/should-you-convert-ringgit-before-your-next-jb-trip-a-plain-guide-to-ocbcs-new-ringgit-account) [![](https://www.thefinancialcoconut.com/hubfs/TBS%2065.png)](https://www.thefinancialcoconut.com/blog/thebusinessshow-65) [show](https://www.thefinancialcoconut.com/blog/tag/show), [TFC Business Show](https://www.thefinancialcoconut.com/blog/tag/tfc-business-show) ## [You are using AI Wrong! Here's an actually useful framework for SMEs. \[TBS 65 ft Voltade\]](https://www.thefinancialcoconut.com/blog/thebusinessshow-65) Is your SME actually using AI… Or are you just adding more AI tools? The real opportunity may be muc... [Read more](https://www.thefinancialcoconut.com/blog/thebusinessshow-65) [![](https://www.pokemon.com/static-assets/content-assets/cms2/img/trading-card-game/_tiles/30th/art-highlights/30th-169-en.png)](https://www.thefinancialcoconut.com/blog/are-pok%C3%A9mon-cards-a-good-investment-in-singapore-value-holding-period-and-strategy-in-2026) [Invest](https://www.thefinancialcoconut.com/blog/tag/invest), [Invest Popular](https://www.thefinancialcoconut.com/blog/tag/invest-popular), [Stock Geekout](https://www.thefinancialcoconut.com/blog/tag/stock-geekout) ## [Are Pokémon Cards a Good Investment in Singapore? Value, Holding Period and Strategy in 2026](https://www.thefinancialcoconut.com/blog/are-pok%C3%A9mon-cards-a-good-investment-in-singapore-value-holding-period-and-strategy-in-2026) TL;DR The headline returns are real but concentrated: one card went from US$5.275 million to US$16.5... 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